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Personal Information

Fill in your personal details such as name, age, location, etc. to identify yourself. It will help us to generate your Social Score immediately.

Professional Information

Your employment details such as the name of the employer, joining date, designation, etc., are required to assess your financial credibility.

Financial Information

The credit/loan history is essential to calculate your Social Score. It allows us to understand your ability to repay a loan/credit within the due timeline.

Social Media Channels

Your social media activities on Facebook, Twitter, LinkedIn, Instagram, etc., reflects your social circles and indicates your popularity and reliability factors.

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Fincity uses advanced Predictive Analysis with Artificial Intelligence

The Fincity Social Score is a numerical representation of an individual’s credit repayment ability. The Social Score is calculated based on several types of financial as well as non-financial data. The insightful credit report when added with an individual’s details pertaining to social media accounts, employment, telecom, etc., provides us with an absolute overview of his/her creditworthiness. Moreover, the Fincity Social Score can also be used for verification purpose apart from distinguishing good borrowers from bad borrowers.

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Why Choose Us

Your data is safe and secured with the state-of-art irreversible encryption methods.

Bank-Level
AES-256 Encryption

We are equipped with the high-level cipher AES-256 (bank-level) Encryption to ensure your data is safeand secured with us.

SSL Authentication

We use Secure Sockets Layer (SSL) - a standard security technology for establishing an encrypted linkbetween a web server (website) and a browser.

Multi-factor
Authentication

Usage of Multi-factor Authentication (MFA) helps us in validating and authenticating your access to ourservices while preventing unauthorized access.

Frequently Asked Questions (FAQs)

A Credit Score evaluates an individual’s creditworthiness based on his/her repayment history, credit utilization ratio, employment history, etc. However, a Social Score also checks and includes the individual’s social media popularity index based on the total number of likes, followers, comments, etc.
A Credit Score evaluates an individual’s creditworthiness based on his/her repayment history, credit utilization ratio, employment history, etc. However, a Social Score also checks and includes the individual’s social media popularity index based on the total number of likes, followers, comments, etc.
A Credit Score evaluates an individual’s creditworthiness based on his/her repayment history, credit utilization ratio, employment history, etc. However, a Social Score also checks and includes the individual’s social media popularity index based on the total number of likes, followers, comments, etc.
A Credit Score evaluates an individual’s creditworthiness based on his/her repayment history, credit utilization ratio, employment history, etc. However, a Social Score also checks and includes the individual’s social media popularity index based on the total number of likes, followers, comments, etc.
A Credit Score evaluates an individual’s creditworthiness based on his/her repayment history, credit utilization ratio, employment history, etc. However, a Social Score also checks and includes the individual’s social media popularity index based on the total number of likes, followers, comments, etc.
A Credit Score evaluates an individual’s creditworthiness based on his/her repayment history, credit utilization ratio, employment history, etc. However, a Social Score also checks and includes the individual’s social media popularity index based on the total number of likes, followers, comments, etc.